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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question 1

The Maryland State Benchmark Plan applies to which of the following?

A. Medicare supplement plans sold outside the Exchange prior to January 1, 2014
B. Individual Health Benefit Plans sold through the Exchange
C. Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
D. Medicaid plans sold through the Exchange

Question 2

Which employers can offer 403(b) tax-sheltered annuities (TSAs)?

A. States, municipalities, and rural electric cooperatives
B. School districts and certain non-profit organizations
C. Subchapter S corporations, partnerships, and sole proprietorships
D. Regular business corporations and professional corporations

Question 3

Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

A. The master contract is issued
B. The producer resides
C. The application is signed
D. The majority of employees reside

Question 4

Which benefit is usually excluded from major medical expense plan coverage?

A. Hospice care
B. Prescription drugs
C. Routine dental care
D. Physical therapy

Question 5

A refusal to do business with a particular individual or business is known as:

A. A binder
B. An injunction
C. A boycott
D. An estoppel

Solutions: