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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. Why would a policyholder use an intermediary?

A) They have unlimited liability
B) They make reinsurance arrangements for clients
C) They help to identify clients' insurance needs
D) They represent all insurers

2. What are the four requirements of a binding contract under the Civil Code of Quebec?

A) Acceptance, cause, consent, and subject of contract
B) Capacity, cause, consent, and object of contract
C) Capacity, intention, co-operation, and lesion
D) Acceptance, agreement, capacity, and offer

3. What type of cancellation occurs if theinsuredcancels the policy before expiry?

A) Short rate
B) Partial-term
C) Half-term
D) Pro rata

4. Which action reduces a hazard?

A) Shutting off sprinkler systems during renovations
B) Removing protective packaging around items being moved
C) Installing anti-slip floor tile in the hallway
D) Using high beams at night on a busy highway

5. Which risk could be insured bychattel coverage?

A) A half-court shot contest at a basketball game
B) A mobile home belonging to a family
C) Trip cancellation for a honeymoon
D) Errors and omissions for a lawyer's office

Solutions: